We all make decisions in life that could affect our lives in major ways. We take the time out to make wise decisions and make sure that we are not making useless ones. As kids we grow up being taught to think before you act upon things. Now, being adults you have to really analyze and think about the things that you want to do with your life. How you could better your life for yourself and your family? But, how do we make final decisions on those crucial topics of business, personal, school, work, friends, and family. What process do you use to do it? At the beginning of the year everyone makes New Year’s Resolutions and most people don’t keep them past the first month or do not remember what they were.  But, why? It is the process that we take to making decisions in our life.

Over the past month I have been using useful decision making skills that I feel are useful and helpful in making sure that you are satisfied in what you are trying to do:

1. Weigh out the pros and cons of the decision

I use my huge dry erase board in my room and just right out everything that I feel is a pro and a con. I mean this is the time to really let it out and visually see it for yourself. Look at what you are trying to get yourself into and what the outcomes could be. Most people have a decision right after doing this step. I feel it is one of the easiest one’s to do.

2. Ask someone for their opinion that you trust

Just don’t ask any person. Ask someone that you have known for a long time that you know would give you an honest response. Something that would actually benefit you and what you are trying to do. No, not a person that you know will just agree with you after you tell them what you feel either. I mean ask family members, best friends, or your spouse. But, this is something that is helpful because you get a sense of someone else’s perspective on the issue.

3.Don’t think about it for a couple days and then go back to it

I found this to be the best and final stage. Once you just have time to live your life and not think about it and then go back with a clear mind than I feel you would really make a wise decision in what you are trying to do. After that then you most likely could make a decision.

Every decision is not easy, but taking the time out to make that decision is though. I hope everyone has a great upcoming week.

I never understood why you should attend networking events or why you would want to collaborate with people I do not know. I mean when I used to hear other business people do it I thought it was weird. Even though I am not a shy person I didn’t know if I would be comfortable around people that I never met before talking about business or anything in general. But, once I read more books and did more research I finally realized that you could not be truly successful in business if I do not meet other like minded individuals like myself.  So, I wanted to share some new reasons why you should attend networking events.

1. Learning how someone else, is using different tools in their business life. Exchanging thoughts and ideas with people about what their business is or what kind of service they are offering. I feel that some of the best business partners have probably met at networking events. Most of the time you could really meet some great people that could help your business a lot more.
2. You could work on your communication skills with people, you can see how other people share their business with others and explain what they do and if you liked it maybe you could incorporate what you liked in their presentation of their business into your own. When trying to explain what you do or offer in services.
3. At most networking events they have some great speakers that show you how to use a specific service or program on the internet that could boost your business. Like Twitter, Facebook, and Linkedin. Something that is going to be beneficial to your success. All networking events do not have them but most of them do though. The one’s I have attended offer them.
4. The joy of getting out of the house, away from business in a sense and just hanging around other people that have a passion for helping other people. Or have passion for offering a service that could better someone else. I mean the atmosphere is just totally different than any other. It is not like a conference room where their trying to sell you something at the end of the presentation. It is a fun environment to be around other business people.
5. It’s a personal growing feeling that you receive when you go to these events, about most of the time you would leave with a positive feeling going through your body and a notepad full of notes or smart phone that you could go back and really get back to work. I know when I leave these places I have many things going through my mind and I am just prepared to do so many things.  If you consistently go to networking events you will see your mindset and energy level change because you are surrounding yourself in an environment and around people that are doing the same as you.

There are many networking events to choose from and places to check out. You could actually go to Craiglist and go to events and just type in “networking event” and see what’s around in your area. Also, just Google “networking events” with your zip code and a lot would come up as well. A couple that I have attended in my Chicago land area that is just amazing is:

The Chicago Underground Social Media Society – they meet once a month in Downers Grove, Illinois and it’s just a refreshing feeling every time you go. There is no way you could leave and not be full of knowledge on a subject. You could find them on Facebook of the time and location. Just type in “The Chicago Underground Social Media Society”.

The Chicago Creative Investors Association- this is where you could learn a lot about real estate and different ways to do things. Since I have wanted to gain more knowledge on real estate I have been going to events like this and they have been just amazing.

WCRT- is a place where you could learn a lot about and interact with different people about subjects and issues that going on in real estate. I found this to be quite an event and to really learn about some new things that have been going on.

Well I hope this have been informational for you and enjoy the networking events that you attend, maybe I will see you at a couple.

Technology is on the upcoming rise and everywhere you look something new is happening or being discovered. Cell phones are not the same as they were 2 years ago. I mean nothing is the same. Everyone wants something that is going to make them happy. I mean for the average high school student they might want the best phone to text on, for the business person they would like something where they could access all of their documents and emails on the go, for the trend setter they might just want the latest and greatest phone that is out.

There is a couple of things that you could do to figure out if that cell phone you want is right for you and what you want to do in life. I know for me, I go through many websites, ask many questions before I attempt to change anything. So here is something’s that you could use to make sure that cell is right for you.

1. Ask  yourself what do you want out of a way. What’s your expectations of the phone you want, would you like your phone to do something specific? Be very detailed in what you want out of this because this could really help you out. Also, write down the pros and cons of the cell phone you have at the moment. If your friends or family members have something that you would like then write that down too. Don’t think like you are being to picky, you are just writing down what you want in a phone. I mean we do it with everything else why not this also.
2. Go and actually try the phone out in a local carrier store like Sprint, At&t, Tmobile, or Verizon Wireless. Most of them have working demo phones that you could actually go and play around with. They’re not going to kick you out just for trying out the product unless you’re being disruptive. But, go in and get a feel for the phone look at accessories for it ask questions to the associates and managers on hand. Bring in all the things you wrote down from the first task I gave you. Get as much knowledge as you could soak in so you understand the phone fully.
3. Go on http://www.phonescoop.com  and their you could look at and review the phone’s or phone that you are interested in and get a more in depth perspective of how the phone operates and all the technology talk. You could compare phones and what they and what they do not have compared to the other ones you are interested in.  I have used this many of times and found it to be really useful, especially when I am stuck in between 2 phones and I just do not know which one to go with.
4. Go on http://www.youtube.com or http://www.google.com and type in the name of the phone you want with review with it. Ex: “blackberry tour review” and see what pops up and read what other people had to say about it, look at their pros and cons of it. That could also answer a lot of the questions you have already about the phone or things that you have been wondering about as well. 
5. Now, just go out and get your new phone and enjoy it, have fun with it and use every feature possible and play around with it for days on in until you just get sick and tired of it. With Verizon, Sprint, and At&t you have 30 days to try out the phone to see if you like it or not. With Tmobile I think it is 14 days that you have to try the phone out without having to pay the early cancellation fee which is normal $175 or $200.

Well, I hope this information was valuable to you and your search on the hottest and greatest phones that’s out, soak up the technology and live it up. Have an awesome day.

Justice Wordlaw IV

01 Heartbreak Warfare- SONG OF THE DAY

All of us want to save money in some way or form. No one wants to feel like their money is just getting washed outside the window. I have been doing a lot of in depth looking into my own personal finance life and reading a lot of new and old books about personal financial growth. I do not know about you but for myself I want to live one comfortable and amazing lifestyle. I love the best things in life and I want to feel free and happy when it comes to my finances.

So I have combined different tips and ways of trying to save money in a lot of different ways:

Invest $10 every two weeks into a savings account at your bank that could earn interest over a year. Even if it is something small it is better than nothing at all.

If you have friends or family members that go to the same job or school that you do try and car pool. You won’t use as much gas. You could rotate every week on who’s driving.

See what bills that you could go without or cut back on

• Gym Memberships
• Credit Cards

Lower cell phone bills

• Car Insurance

Use coupons for shopping

• Grocery ( Jewel, Dominicks)
• Online
• In Department Stores (Target, Walmart)

Bank Rewards

• If your bank has some point system that you could gather points to get prizes like gift cards, or gifts or something like that. I know Chase, Bank of America, and Citi Bank has a program like this. So, check into it.

Idine

• This is a program where you can get yourself cash back or rewards for just registering your debit or credit cards and when you go to restaurants and you use that card you can receive cash back or rewards.
• For going on dates and hanging out with friends I have found this very useful. Especially because when I go on dates I ALWAYS pay for dinner.

If you still have your land line phone but you’re not using it as much look into getting rid of it and just getting a cell phone. If you’re scared about losing that phone number than you do not have to worry. Most carriers could port that number over for you once you do it.

I have saw that Overdraft Fees are the one thing that was killing a lot of people. Even for me it was one time that I had more over draft fees than I did income coming in. Learning how to manage your check book is a crucial step.

• They even have pre-paid debit cards which won’t let you spend money that you do not have.

Buying used text books instead of new ones. Especially on students that are in the junior and senior year. I have looked at and saw that once you get into those final 2 years the cost of the textbooks gets extremely high. So, there are plenty of websites that have books for a cheaper price.

• http://www.bigwords.com/
• http://www.buyusedtextbooks.com/
• http://www.ecampus.com/

On dates try and go to the movies before 6pm. IT IS A HUGE DIFFERENCE. The prices of tickets go really high. Yes, I know most people are working until that time but if you have the opportunity to try and go before 6pm. You would save at least $20 or more on your date if you do.

I hope what I have shared with you is vital to you and share it with other people. One of my many goals in life is to help as many people possible do things that they only dreamed of.

“Financial education needs to become a part of our national curriculum and scoring systems so that it’s not just the rich kids that learn about money… it’s all of us.” (David Bach)

So, right now with blackberry’s they have an amazing thing. I have met and talked with a lot of people through Blackberry Messenger, Twitter, and Facebook. A lot of people have blackberry’s but they do not know the full capability of what you could do with your blackberry. It is not just a business phone anymore; this is a social media device, music player, and video player. This could help your life a lot better.

Over the last 2 months I have been pushing my blackberry and technology to the max trying to make sure I get everything I want out of it. Now, I want to share what I have learned about with you. I want people to love their blackberry devices. With android, iphone, and mobile devices they have their pros and cons. But, I want blackberry users to feel good about having one.

So this is everything I have been using myself and have been learning about. I tried to mostly buy and use free apps but some do offer a free 7 day trial or something like that. I also found some cool cases and accessories that I have been using for my home that are really cool. So sit back and enjoy!

There is a link to every app or accessory that I have posted. If you have any questions or something hit me up. Some of them are self explanatory but some you would have to really look at and check out.

1. Calender Sync
2. Elmo Theme- FREE
3. Tether for Blackberry
4. Vehicle Tracking
5. Beyond 160 characters
6. Imaging Theme- FREE
7. Drive Safely
8. Facebook
9. BeWeather Free
10. IM ALL IN ONE MESSENGER- AOL, YAHOO
11. FIND YOUR LOST OR STOLEN PHONE
12. Auto Text Bak
13. Easy Tether (MAC USERS)
14. Total Fitness
15. Calorie Counter
16. English Dictionary and Thesaurus
17. Anywhere Abs
18. Convert DVD To Your Blackberry
19. Phoney Fart
20.  Car Finder
21. Beat The Traffic
22. TeleNav for Blackberry 8900
23. Videos to Twitter
24. Nulaz
25. PicDial

There are so many things that blackberry has created that people really should look into. There are 3 items I want you to check out, I purchased these not to long ago because I thought they were very cool and was useful in my life.

Blackberry Presenter

Blackberry Music Gateway

Blackberry Visor Mount

You can make your blackberry do a lot of things and there really is A LOT of apps out there that could make your blackberry be towards YOU. Just like how they say you can make your phone fit you with android phones. You could make your blackberry fit you as well. I hope you enjoy and really get something out of this.

PIN- 31198605

My blackberry and I do so many things together and I have learned over the past week how I can now really use my blackberry in a way that will make my personal, financial, social, and business life a lot better. Using different apps from different companies. I do a lot of internet work and read a lot of the new things that do not come out for months, but what I have been doing lately is making up my own things that I want to share with other people to make their lives a lot better. Before I would take my hp laptop a lot of places but now, I barely get on it. Even to write papers for my college classes or for my blog.

Everything is mostly going through my blackberry.  A lot of people would say that’s crazy what if you lose it or if someone steals it. Well, there is an APP for that too that I will show u how you can utilize everything. I’m a big kid at heart and I love watching cartoons and just fumbling around with different things. So, I hope you enjoy the info I’m going to share with you about these different apps.

BEST APPS TO HAVE FOR YOUR BLACKBERRY:

DriveSafe.ly – when you have a text come in it reads the text message out to you aloud so you know what’s being said

Auto TextBak- This is something where when you are busy or in class you can automatically have your BB text back people that text you.

Xenozu – This is where you can browse and look at different YouTube videos right from your blackberry; they come up as fast and better as they would on your computer

Tether – If you are a bust person and you have your laptop with you a lot, you can use your blackberry as a modem and use your data plan for your usage. (Save money on your home internet bill too)

Mobile check book- I hate balancing my check book and I never carry it with me, so once I pay for something I enter it in here and it automatically does it for me and my deposits too.

Call Block Professional- You will never have to worry about 1800 numbers or anything like that. You can even block people you do not want to talk to anymore. Goes straight to voicemail!!

Beyond160- This will give you the ability to text message longer than just the 160, especially when you have something important to say and don’t want to stop writing.

Pandora- I love listening to music wherever I am at, so this gives me the conveyance to do that.

BerryWeather- I travel a lot of places and I like to know what I am getting myself into so this helps me know the weather ahead of time

Uber Twitter- I think a lot of people that have a blackberry uses this services for twitter

Star Exercise Assistant for Blackberry – For the people that have those New Year’s resolutions about working out and staying fit, this really helps me in my workouts and tracking my goals and exercises.

Most of the apps have free trials or they are free apps. I try and use everything and anything that is out there that will help my life perform better and make me be a happier person too. I know a lot more people would like the same thing. Once, you go blackberry it is very hard to use any other device. Well, for me it is! If you need help with anything on your blackberry containing to anything don’t hesitate to ask me or hit me up. I am about the easiest person to get a hold of.

Pin- 31198605

For this past week I have set my mind on just one thing and that’s what the difference between a millionaire and a billionaire is. What set these two groups apart from each other and not using just more zeros at the end of the check? Every entrepreneur wants money, every person in life would like to have their bills paid off. No one works for any compensation. I wanted to really get in depth with that issue of how to take your mind to the next financial stage.

The difference that I have found out is:

• Your mind has to be more productive. Billionaires produce more money for the economy. Their creating solutions to major problems to help make more jobs for people. Their solving more work issues to produce more money to revolve around.  

• Millionaires DO investments meaning they look into things to invest funds into for a return on a greater amount. Which is an amazing thing to do because that’s how they produce more money for their businesses and life? Where with billionaires they make investments, they build structure systems to make their money work for them and build a new cycle so they could generate more income.

• With Billionaires they build a strong business and then take that business to the public so they can then invest money into it and build on that. Where they no longer have to do any work and they have a cash flow coming in and they do not do any work.

• They way you make your money work for you is one of the biggest things to seeing the difference. Most billionaires move their money into investments that would share a common goal in the profit that they would like to return.

• Billionaires have numerous profitable businesses that are growing every day. They look at the world as a huge investment that they want to control. They understand they have money, so now their trying to understand how to use that money and spread it out more so it could grow.

If you look at Google, McDonalds, Yahoo, Coca-Cola, EBay these are great businesses for billionaire mindsets. They looked at one HUGE need that people wanted it and worked on something that was totally different of what was in the past and continuously acted upon it. All great Billionaires from Warren Buffet, Bill Gates, and Robert L. “Bob” Johnson found something that people wanted and acted upon it.

There is no such thing as an easy way to become wealthy unless you win the lottery or you inherited a fortune from a family member. You have to think differently and do things that you will lose sleep over. It is now taking you out of the box completely, no more time to be lazy, always doing something new.  

The way to get to the top of the financial ladder is to work harder than everyone else because when you’re sleeping and doing nothing there is someone else out their wide awake working harder.